Fonds d'accélération de la récupération

SBP’s Recovery Acceleration Fund is a disaster recovery funding model to assist low-income homeowners who don’t have the means to repair or rebuild their homes on their own.

Contact us to learn more about SBP’s Recovery Acceleration Fund

Fonctionnement du fonds d'accélération de la reprise

Le fonds d'accélération de la récupération a été créé pour aider les propriétaires à faibles revenus à se rétablir plus rapidement après une catastrophe.

The U.S. Department of Housing and Urban Development facilitates long-term recovery funding for disaster-impacted areas via Community Development Block Grant-Disaster Recovery (CDBG-DR) programs, which can take two to eight years to reach affected homeowners, prolonging community recovery. This prolonged displacement can lead to financial instability, increased suffering, and home loss.

The Recovery Acceleration Fund addresses this by opening the reimbursement pathway to low-income homeowners traditionally unable to access it. By assessing eligibility for CDBG-DR programs, RAF provides eligible repairs through a bridge loan, enabling survivors to complete repairs, return home, and repay the loan once CDBG-DR reimbursement is received.

Notre vision

RAF peut accélérer le rétablissement de dizaines de milliers de survivants chaque année. En finançant les réparations aujourd'hui et en attendant le remboursement, RAF peut établir une nouvelle norme pour le rétablissement après une catastrophe en ramenant rapidement et de manière prévisible les familles dans les logements abordables qu'elles possèdent déjà.

Les avantages de la transformation

Allows financially vulnerable survivors to return home in months vs years.
Ensures financial stability by restoring equity and quickly returning families safely to the homes they own.
Creates more resilient homes that can better withstand future extreme weather events.
Preserves a path to generational wealth for low- to moderate-income Americans.

Qui nous servons

SBP’s RAF serves qualified, low-income homeowners displaced by disaster unable to self-finance their home repairs. SBP’s RAF complies with all federal, state, and local requirements, expanding the benefits of the HUD-approved reimbursement pathway to those who cannot self-finance repairs immediately.

SBP originated 24 loans to qualified homeowners affected by Hurricane Ida in Louisiana, preserving $3.4 million in home equity and accelerating recovery by two to three years.
SBP originated 33 loans to qualified homeowners affected by Hurricane Ian in Volusia County, Florida, preserving $8,669,496 in home equity and increasing the county program’s capacity by 37% in its first year.
SBP is preparing to launch our third RAF program in Pasco County, Florida assisting qualified homeowners affected by Hurricanes Idalia, Helene, and Milton.

"Cela va être extraordinaire ! Cela nous a vraiment redonné de l'espoir".

Doris Dardar,

Hurricane Ida RAF Participant

"Je suis très reconnaissante. Cela fait une grande différence".

Sabine Mathieu,

Hurricane Ian RAF Participant

"J'espère que le succès de RAF servira de modèle à d'autres communautés touchées par des catastrophes dans tout le pays.

John Bel Edwards,

Ancien gouverneur de Louisiane

Frequently Asked Questions

Where is the Recovery Acceleration Fund available?

Currently, the Recovery Acceleration Fund is only available to qualified homeowners in Pasco County, Fl whose homes have storm-related damage from Hurricanes Idalia, Helene, and/or Milton.

Who is eligible for SBP’s Recovery Acceleration Fund?

Pour pouvoir bénéficier d'une aide, les clients doivent répondre aux critères suivants :

Owned the impacted home at the time of the storm and maintain ownership to the present day.
Occupied the home as a primary residence at the time of the storm.
être classé parmi les ménages à revenus faibles à modérés.
Reside in Pasco County, Florida outside of the 100-year floodplain.
Require less than $75,000 in home repairs.

How does the Recovery Acceleration Fund work?

Des fonds privés et institutionnels sont mis en commun pour financer les réparations immédiates des maisons des survivants qui ne sont pas en mesure de financer leurs réparations aujourd'hui mais qui pourront bénéficier de l'aide fédérale lorsqu'elle arrivera. Le RAF reflète les normes d'éligibilité et de construction du programme CDBG-DR, effectue toutes les réparations nécessaires et aide le survivant à faire une demande auprès du programme CDBG-DR afin de recevoir un remboursement du coût de ces réparations.

Qui a investi dans le fonds d'accélération de la reprise ?

Funding for this program is provided by our generous partners at UPS Foundation, Toyota, and Farmers Insurance, with Maycomb Capital as the lead debt investor and Credit Human serving as the lending partner.