Recovery Acceleration Fund

SBP’s Recovery Acceleration Fund is a disaster recovery funding model to assist low-income homeowners who don’t have the means to repair or rebuild their homes on their own.

聯繫我們，瞭解更多關於SBP的復甦加速基金的資訊

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復甦加速基金如何運作

恢復加速基金的設立是為了説明低收入房主在災后更快地恢復。

The U.S. Department of Housing and Urban Development facilitates long-term recovery funding for disaster-impacted areas via Community Development Block Grant-Disaster Recovery (CDBG-DR) programs, which can take two to eight years to reach affected homeowners, prolonging community recovery. This prolonged displacement can lead to financial instability, increased suffering, and home loss.

The Recovery Acceleration Fund addresses this by opening the reimbursement pathway to low-income homeowners traditionally unable to access it. By assessing eligibility for CDBG-DR programs, RAF provides eligible repairs through a bridge loan, enabling survivors to complete repairs, return home, and repay the loan once CDBG-DR reimbursement is received.

我們的願景

英國皇家空軍每年可以加速數以萬計的倖存者的康復。通過今天為房屋維修提供資金並等待報銷，英國皇家空軍可以通過快速和可預測地讓家庭回到他們已經擁有的經濟適用房，為災難恢復設定新的標準。

變革性的好處
  • Allows financially vulnerable survivors to return home in months vs years.
  • Ensures financial stability by restoring equity and quickly returning families safely to the homes they own.
  • Creates more resilient homes that can better withstand future extreme weather events.
  • Preserves a path to generational wealth for low- to moderate-income Americans.

我們的服務物件

SBP’s RAF serves qualified, low-income homeowners displaced by disaster unable to self-finance their home repairs. SBP’s RAF complies with all federal, state, and local requirements, expanding the benefits of the HUD-approved reimbursement pathway to those who cannot self-finance repairs immediately.

  • SBP originated 24 loans to qualified homeowners affected by Hurricane Ida in Louisiana, preserving $3.4 million in home equity and accelerating recovery by two to three years.
  • SBP originated 33 loans to qualified homeowners affected by Hurricane Ian in Volusia County, Florida, preserving $8,669,496 in home equity and increasing the county program’s capacity by 37% in its first year.
  • SBP is preparing to launch our third RAF program in Pasco County, Florida assisting qualified homeowners affected by Hurricanes Idalia, Helene, and Milton.

推薦

“這將是驚人的！這真的再次給了我們希望。

Doris Dardar,

Hurricane Ida RAF Participant

“我非常感激。這有很大的不同。

Sabine Mathieu,

Hurricane Ian RAF Participant

“我希望英國皇家空軍的成功將成為全國其他受災社區的榜樣。

約翰·貝爾·愛德華茲，

前路易士安那州州長

Frequently Asked Questions

復甦加速基金在哪裡可用？

Currently, the Recovery Acceleration Fund is only available to qualified homeowners in Pasco County, Fl whose homes have storm-related damage from Hurricanes Idalia, Helene, and/or Milton.

誰有資格獲得 SBP 的復甦加速基金？

要獲得援助資格，客戶必須滿足以下條件：

  • Owned the impacted home at the time of the storm and maintain ownership to the present day.
  • Occupied the home as a primary residence at the time of the storm.
  • 被歸類為中低收入家庭。
  • Reside in Pasco County, Florida outside of the 100-year floodplain.
  • Require less than $75,000 in home repairs.
復甦加速基金如何運作？

私人和機構資金彙集起來，為倖存者提供即時房屋維修資金，這些倖存者今天無法為房屋維修提供資金，但在聯邦援助到達時將有資格獲得聯邦援助。英國皇家空軍反映了CDBG-DR計劃的資格和建造標準，完成所有必要的維修，並協助倖存者申請CDBG-DR計劃以獲得這些維修費用的報銷。

誰投資了復甦加速基金？

該計劃的資金由我們在 UPS Foundation、Toyota 和 Farmers Insurance 的慷慨合作夥伴提供，Maycomb Capital 是主要債務投資者，Credit Human 是貸款合作夥伴。